Tuesday, 28 May 2013

Foreign investors vie for deals in India’s infrastructure sector, but hurdles persist

As if stalled projects, debt-laden developers and weak overall growth weren't enough, these last few weeks have seen further bits of bad news descend on Indian infrastructure. First came the news that the world's largest India-dedicated infrastructure fund, 3i, with a corpus of around $1.2 billion, would make no new investments in India — the value of its Indian investments fell by around 17% in 2012-13. "While the case for infrastructure...

Tuesday, 14 May 2013

Essential guide for NRIs investing in Indian real estate

In the aftermath of the Sub Prime crisis in the US and the sinking real estate segment in the EU nations, NRIs have been looking homewards for investing in real estate in past couple of years. Additionally the depreciation of the rupee in the last year has further fuelled the demand for real investment by NRIs in India. In some of the Middle East nations as well as places like Malaysia and Singapore the domicile restrictions are forcing NRIs working there to secure a home back in India when the going is good. But before investing in real estate...

Wednesday, 8 May 2013

7 most common Home Loan problems faced by borrowers in India

Getting a home loan is a lengthy procedure. However simple it might look in the bank's advertisement, the fact remains that there are a lot of hiccups in the entire process. Here are the 7 most common problems faced by home loan borrowers in India. Each problem is discussed in detail and appropriate remedies are mentioned along with it. The objective of this article is to ensure that your home loan becomes a hassle-free experience. 1.      Rejection at the first stage Strange but true, many of the home loan applications...

Thursday, 2 May 2013

Managing EMIs with uncertain cash flows

Imagine a person who has taken a home loan for Rs 30 lakh, but suddenly meets with an accident resulting in a temporary disablement? He is unable to continue working and so there is a break in his income. He has not taken a personal accident insurance, and as a result is not compensated for this accident. He is not sure when he will start working normally again, which will give him the same income as his previous job to enable him to continue...